body {/* set all to 0 */
margin: 0;
padding: 0;
}

body {
font-family: Arial, Verdana, Helvetica, sans-serif;
font-size: 80%;
background-color: #FFF;
color: #000;
}

p, li, div {
font-weight:normal;
}

h1 {color: #002D71;
font-weight:bold;
margin: 0px;
padding: 0px;
}

a, a:link, a:visited, a:active, a:hover {color: #D05314;font-family: Arial, Verdana, Helvetica, sans-serif;}
a.subnav, a.subnav:link, a.subnav:visited, a.subnav:active, a.subnav:hover {color: #FFFFFF;font-family: Arial, Verdana, Helvetica, sans-serif;font-size: 70%;}